Fix and Flip
Loans
For Real Estate Investors
Fix and Flip Loans
For Real Estate Investors
Fix and Flip
Is one of the most profitable strategies in real estate investment. This method involves buying a distressed or undervalued property, renovating it, and selling it at a higher price to generate profit.
Smart investors turn to our Fix and Flip loans, short-term private money loans designed to cover both the purchase and renovation costs of a real estate property.
Whether you’re a seasoned developer or a new investor, Alto Capital is your trusted partner for private money lending solutions
Why Choose
Our Fix And Flip Loans
Fast closings so you don’t miss.
Expert guidance from a team that understands the real estate lending and tailors financing to your project’s needs.
Up to 90% of the purchase price and 100% of renovation costs covered.
Flexible terms with no prepayment.
Financing based on After Repair Value (ARV).
Available for both domestic and foreign
real estate investors.
Fix And Flip Loan Requirements
Bank statements: Last 3 months.
Official ID: Passport, visa (for foreign investors).
Business documents: LLC or Corp registration, EIN, and operating agreement.
Renovation budget (if applicable).
Liquidity reserves: 6 months of cash reserves.
Non-owner occupancy certification.
Credit report & background check: SSN required.
Insurance coverage: Full replacement coverage + $500K liability, plus builder’s risk insurance (if applicable).
Minimum credit score: 700.
Signed loan application.
Purchase contract (if applicable).
Alto Capital’s Simple Fix And flip loan process
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Get the financial backing your real estate investment needs.